Later Life Care
If you are diagnosed with a medical condition that means you can no longer live independently or suffer from severe cognitive impairment, a Later Life Care Benefit can provide the funds to support any home based care, home improvements and residential care.
With a Later Life Benefit added to a whole of life policy if you do not need to make a claim for the Later Life Option, the policy will then pay out to your beneficiaries on death.
Knowing you have a plan in place should you need life-long care will hopefully give you peace of mind that you will be looked after while reducing undue financial and emotional stress on your family.
This type of cover is relatively new to the market. We can help you work out if this benefit suits you and shape it to fit your circumstances.